If you are planning a golf trip to Pattaya, in addition to all the other things you will be planning, you also need to plan for your travel insurance. There are number of different types of travel insurance, and you need to be aware of what these are in order to understand which policies would be right for your trip. Mentioned below are the five common types of travel insurance you may want to consider to protect yourself when you are travelling to Pattaya:
#1 Trip cancellation and interruption
An interruption or trip cancelation can occur for a number of reasons such as illness, natural disasters, a death in the family or some other personal emergency, or even some problems and instability in the country you are visiting. If you don’t buy any trip cancellation insurance and one of these situations arise, you run the risk of losing all the money you have invested in that trip, which can be quite a substantial amount.
Check out details of travel policies offered by different insurance companies before you purchase one. You can also speak with your tour operator or speak with colleagues that are travelling with you and find out what kind of policy they are purchasing.
Most health insurance policies don’t cover international travel, or they may cover only a small portion of medical expenses when you are in a foreign destination. You need to check with your current provider and ascertain whether you have sufficient coverage; if not you’ll need to buy a good medical insurance plan. After all, it’s better to be safe than sorry and find that you have the cover you need in case any unpredictable scenario arises.
#3 Medical evacuation
While Pattaya and all other major cities in Thailand have adequate medical facilities, if you are planning on travelling to any remote location on a quick one or two day trip (while on your golfing trip), its important that you have medical evacuation insurance, or check if your travel medical policy has this coverage.
Sometimes even a trip to the nearest hospital and the emergency transportation required to get there can cost a significant amount of money. It’s never a good idea to gamble with your health; purchase a plan that will ensure you are able to quickly access a clinic that would provide you the care you require.
#4 Lost checked luggage
The one way to decrease the risk of your valuables being stolen or lost is to carry them in your carry-on luggage. But this may not always be possible. If you are carrying any valuable item in your luggage, having baggage coverage will help protect you financially, in the event that something goes missing. While some travel policies will have this included in them, you should make it a point to research all the benefits and terms and conditions of your plan; this will ensure you don’t unnecessarily spend on more than one policy. Many credit cards also offer baggage coverage and that’s something you may want to check as well.
#5 Flight cancellation
If you have a number of things lined up on your trip and your flight gets cancelled or there is an airline strike, having flight insurance cover is no less than a boon. It can help cover any expenses that arise when flights get unexpectedly cancelled. It’s important that you insure every leg of your journey as these policies are generally issued on a per-ticket basis.
Go through the policy’s terms and conditions before making any purchase, so that you fully understand what its inclusions and exclusions are.
If you have any other questions about golf in Pattaya and our tour packages, you can get in touch with us at Pattaya Golf Trips. Just fill in this contact us form and we’ll call you as soon as possible. You can also call us on 0499 013 536, and we’ll be happy to hear from you.
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